Loan Central Title image

A UK independent car and home insurance broker with access to all products in the market

Online since 2004, we're a name that you can trust

The navigation buttons on the left show you which products are available for business users and which are available for individuals.

The contact form to request free advice and a no obligation quote is at the bottom of this page.

All quotations for car or home insurance are provided to you free of charge and on a no-obligation basis - there is no pressure, make your decision in your own time.

Personal Insurance – Car and home insurance

Why use a broker for your car and home insurance needs?

  • A broker will talk you through all of the various options and add ons that are available for each product and ensure that you fully understand what you’re buying, ensuring that you actually need the cover that you’re paying for.
  • They have access to all products and all of the insurers in the market, acting for you they will select the most suitable product at the best price.
  • If you ever need to claim, a broker will help you through the process and will help you to negotiate with the insurer.
  • If you need to make any changes to your cover, a broker will make all of the updates for you.

Motor insurance – what can I insure?

Our broker can provide quotes and organise cover for the following :-

  • Breakdown Insurance
  • Caravan/Motorhome
  • Classic/Collectors Car
  • Commercial Vehicle (Van)
  • Convicted Driver
  • Ex- Company Car
  • Excess Protection
  • Family Fleet
  • GAP Insurance
  • Horsebox
  • Minibus
  • Motor Home
  • Motorcycle
  • Private Car
  • Student Private Car

Together with the following commercial vehicle insurance :-

  • Bus/Coach Insurance
  • Courier Insurance
  • Haulage Insurance
  • Motor Fleet Insurance
  • Motor Trade
  • Motor Trade (Road Risks Only)
  • Special Type Vehicle Insurance
  • Truck/Lorry Insurance
  • Van Insurance

Addon’s that can be added to your policy include:-

GAP Insurance for new vehicles, especially important if you’ve bought a vehicle on finance, from year 2 this will cover the shortfall between the purchase price and the second hand value of your vehicle meaning that you shouldn’t end up with outstanding finance in the event of a total loss claim.

Protected no claims, policy excess, legal expenses, key insurance and breakdown cover are also available, please complete the form below to speak to an adviser for more information.

Home Insurance – what can I cover?

Our broker can offer accidental damage cover, new for old cover or all risks cover quotes for the following :-

  • Buildings
  • Contents
  • High Value Home Insurance
  • Holiday Home
  • Mobile Home
  • Non Standard Construction
  • Non Standard Properties
  • Overseas Property
  • Property Renovation
  • Second Home
  • Thatched Property
  • Unoccupied Property (Long Term)
  • Unoccupied Property (Short Term)
  • Working from Home

Optional extras – please complete the form below for more information :-

Family Legal Expenses - The cover focuses on some of the most common areas where advice or legal assistance is required including problems at work, problems with consumer goods, home rights, tax enquiries and personal injuries.

Home Emergency – covers emergency repairs in respect of emergency events such as the external Water Supply Pipe, Plumbing, Drainage, Domestic Central Heating System, Electrical Emergency and Breakdown, Emergency Gas Supply Pipe, and Security, Lost Keys, Roofing and Pest Infestation.

Gadget Insurance -  This policy will cover you for accidental damage, theft, accidental loss, breakdown, liquid damage, worldwide cover and fraudulent call cover.

Personal Identity Theft Insurance - Cover for defending your identity and seeking to reinstate your credit status in the event of identity theft / defending you against actions incorrectly brought by merchants / removing wrongly recorded civil or criminal judgements / challenging the accuracy of credit files and other financial records / loss of income incurred by you as a direct result of taking time away from work as a consequence of identity theft.

Garden Cover - protecting Sheds, Fencing, Walls, Gates and Decking, Tools, Machinery, Garden Furniture Inc. BBQ, Statues and Ornaments, Plants Trees and Shrubs and includes re landscaping fees. Through our broker, this INCLUDES Wind/Storm/Flood Damage to Sheds, Fencing, Gates – which are usually excluded by standard home insurance policies.

Key Insurance - Cover if your keys (home, office or vehicle including any immobiliser, infrared handset and or alarm which is integral to any key) are lost, stolen or damaged including locksmith charges, new locks (if security risk has arisen), replacement keys, vehicle hire up to 3 days if your vehicle is unusable and damage to keys in lock/ignition.


We currently serve the following UK post code areas (for example AB - Aberdeen means all areas in and around Aberdeen whose postcode starts with AB) :-

AB - Aberdeen, AL - St Albans, BA - Bath, BB - Blackburn, B - Birmingham, BD - Bradford, BH - Bournemouth, BL - Bolton, BN - Brighton, BR - Bromley, BS - Bristol, BT - Belfast, CA - Carlisle, CB - Cambridge, CF - Cardiff, CH - Chester, CM - Chelmsford, CO - Colchester, CR - Croydon, CT - Canterbury, CV - Coventry, CW - Crewe, DA - Dartford, DD - Dundee, DE - Derby, DG - Dumfries, DH - Durham, DL - Darlington, DN - Doncaster, DT - Dorchester, DY - Dudley, EC - London, EH - Edinburgh, E - London, EN - Enfield, EX - Exeter, FK - Falkirk, FY - Blackpool, G - Glasgow, GL - Gloucester, GU - Guildford, GY - Guernsey, HA - Harrow, HD - Huddersfield, HG - Harrogate, HP - Hemel Hempstead, HR - Hereford, HS - Western Isles, HU - Hull, HX - Halifax, IG - Ilford, M - Isle of Man, IP - Ipswich, IV - Inverness, JE - Jersey, KA - Kilmarnock, KT - Kingston Upon Thames, KW - Kirkwall, KY - Kirkcaldy, LA - Lancaster, LD - Llandrindod Wells, LE - Leicester, L - Liverpool, LL - Llandudno, LN - Lincoln, LS - Leeds, LU - Luton, ME - Medway, MK - Milton Keynes, ML - Motherwell, M - Manchester, NE - Newcastle, NG - Nottingham, N - London, NN - Northampton, NP - Newport, NR - Norwich, NW - London, OL - Oldham, OX - Oxford, PA - Paisley, PE - Peterborough, PH - Perth, PL - Plymouth, PO - Portsmouth, PR - Preston, RG - Reading, RH - Redhill, RM - Romford, SA - Swansea, SE - London, SG - Stevenage, SK - Stockport, SL - Slough, SM - Sutton, SN - Swindon, SO - Southampton, SP - Salisbury, SR - Sunderland, S - Sheffield, SS - Southend - On - Sea, ST - Stoke - On - Trent, SW - London, SY - Shrewsbury, TA - Taunton, TD - Galashiels, TF - Telford, TN - Tonbridge, TQ - Torquay, TR - Truro, TS - Cleveland, TW - Twickenham, UB - Uxbridge, WA - Warrington, WC - London, WD - Watford, WF - Wakefield, W - London, WN - Wigan, WR - Worcester, WS - Walsall, WV - Wolverhampton, YO - York, ZE - Lerwick.

The Application Process

  1. Use the form below for a no-obligation conversation with an insurance broker who will discuss your requirements and assess risks which you need to cover.
  2. They will talk through the products to ensure that you understand each product fully and help you fill out any required forms. They will then submit your application to the chosen insurer on your behalf.

Please complete this form to get free advice and a no obligation quote from our independent insurance broker

By clicking the button below you are consenting to send your data to the broker for free advice and a quote. Your data will not be used for any other purpose without your prior consent.

* These fields are required. After submitting, please check the top of the form above the amount field for confirmation that your request was sent.